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The Social Security Retirement benefit is a monthly check that replaces part of your income when you reduce your hours or stop working altogether. It may not replace all your income so it's best to identify other ways to pay for your monthly expenses as you age.
Ready to retire? Here’s everything you need to know about the process and applying for Social Security retirement benefits. Start your application online today.
Social Security is part of the retirement plan for almost every American worker. It provides replacement income for qualified retirees and their families. This section of our website helps you better understand the program, the application process, and the online tools and resources available to you.
A free and secure my Social Security account provides personalized tools for everyone, whether you receive benefits or not. You can use your account to request a replacement Social Security card, check the status of an application, estimate future benefits, or manage the benefits you already receive.
If you do not give a retirement date and if you have not reached your normal (or full) retirement age, the Quick Calculator will give benefit estimates for three different retirement ages. Select to see your benefit estimate in
An official website of the Social Security Administration. Produced and published at taxpayer expense.
Understand how Social Security fits into your retirement plan by learning how Social Security works, eligibility requirements, and what to consider before applying.
Retirement. Monthly payments based on your lifetime earnings. To be eligible, you must: Be age 62 or older, and; Have worked and paid Social Security taxes for 10 years or more.
The Bipartisan Budget Act of 2015 made some changes to Social Security’s laws about filing for retirement and spousal benefits. Determining when to start your Social Security benefits is a personal decision.
You can apply for retirement benefits up to 4 months before you want to start receiving your benefits. Even if you are not ready to retire, you still should sign up for Medicare 3 months before your 65th birthday.