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Robo advisors provide "personal financial advice" in addition to "general financial advice". Personal financial advice is tailored to the financial situation and goals of the client, and is in their best interests. General financial advice doesn't take into account the personal situation or goals of the client, or how it might affect them ...
A financial planner or personal financial planner is a qualified financial advisor. Practicing in full service personal finance, they advise clients on investments, insurance, tax, retirement and estate planning.
By contrast, a newer high-tech method of operating, sometimes called card skimming or card cloning, involves the installation of a magnetic card reader over the real ATM's card slot and the use of a wireless surveillance camera or a modified digital camera or a false PIN keypad to observe the user's PIN. Card data is then cloned into a ...
These may be available from financial institutions under many different guises or marketing packages: Credit cards; Personal loans; Bank overdrafts; Credit facilities or lines of credit; Corporate bonds (may be secured or unsecured) Peer-to-peer lending; The interest rates applicable to these different forms may vary depending on the lender and ...
Independent financial advisers (IFAs) are professionals who offer independent advice on financial matters to their clients and recommend suitable financial products from the whole of the market. The term was developed to reflect a United Kingdom (UK) regulatory position and has a specific UK meaning, although it has been adopted in other parts ...
The Overseas Association of College Admissions Counselors (OACAC) was founded in 1991. The association began when a group of primarily European counselors met and approached the National Association of College Admissions Counseling (NACAC) about the creation of an affiliate regional organization that would represent overseas counselors.
Trump released a list of his campaign's official economic advisers in August 2016, [5] [6] [7] which was significantly anti-establishment [8] and therefore included few people with any governmental experience, [9] yet at the same time aimed to include some of the elites of business and finance, [5] primarily people with well-known names.
Visitors are eligible if they are in good health, can convince an immigration officer that they have ties (job, home, financial assets or family) that will take them back to their home country and have enough money for their stay. [7] In some cases a medical exam or a letter of invitation may be required. [8]