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Figuring out which student loan repayment plan is right for you is a little easier with Loan Simulator, our student loan repayment calculator. The tool helps you review different student loan repayment plans and compare estimated monthly payments, total paid over time, and more.
Income-driven/income-based repayment plans set your monthly federal student loan payment at an amount intended to be affordable based on income and family size.
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MOHELA offers a variety of options to manage the repayment of your loans including repayment plans and ways to lower your payment or provide temporary relief. To explore options that are available based on situations you may be facing, visit Repayment Options.
But you may be able to get help repaying your loans, including full loan forgiveness, through other federal student loan programs. You never know what you may be eligible for, so take a look at the options listed below.
MOHELA offers you a variety of options to manage the repayment of your loans including repayment plans and ways to lower or postpone your payments. We understand that some borrowers want to pay off their loan as quickly as possible, and we encourage those borrowers to make extra payments.
Learn how to manage your student loans, find a repayment plan, understand how to make payments, explore your options, and get help if you've missed payments.
If you are seeking Public Service Loan Forgiveness, you will need to repay your loans under an income-driven repayment plan. The Income-Contingent Repayment Plan is the only income-driven repayment plan available to parent PLUS borrowers, and to repay your parent PLUS loans under the Income-Contingent Repayment Plan, you must first consolidate ...
For information about repayment of private student loans, contact the organization that made the loan. For repayment information about PLUS loans made to parents, contact your loan servicer. For a list of servicers, see StudentAid.gov/servicer.
Read about available repayment plans and use available resources, such as the student loan calculator Loan Simulator, to evaluate your situation and find the best repayment option for you. Loan servicers are another helpful resource for figuring out your best option for repayment.