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Starting in October, borrowers who miss their student loan payments or make a payment significantly after their due date will start incurring late fees again. While these fees may be minimal in ...
Learn how to manage your student loans, find a repayment plan, understand how to make payments, explore your options, and get help if you've missed payments.
Figuring out which student loan repayment plan is right for you is a little easier with Loan Simulator, our student loan repayment calculator. The tool helps you review different student loan repayment plans and compare estimated monthly payments, total paid over time, and more.
Get started repaying your federal student loan. It is important to have a plan for repaying your student loan before the payments begin. Learn how to make your payments on time while keeping the cost manageable.
Need advice on how to pay off your federal student loans? Find help and learn about default, refinancing, consolidation, and other options to reduce your debt.
Federal Student Loan Repayment Plans. You can divide federal student loan repayment plans into two buckets: traditional plans and income-driven plans. Your repayment goals typically...
MOHELA offers you a variety of options to manage the repayment of your loans including repayment plans and ways to lower or postpone your payments. We understand that some borrowers want to pay off their loan as quickly as possible, and we encourage those borrowers to make extra payments.
Since March 2020, federal student loan payments have been frozen; no payments were due, and interest rates on outstanding loans were temporarily set at 0%. After several extensions, the federal...
After more than three years, in June 2023, Congress ended the student loan payment pause, which suspended payments and interest for the duration of the pandemic. This fall, more than 28 million borrowers are returning to repayment, an unprecedented challenge for both borrowers and the Department of Education.