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Last week I requested a credit limit increase for my Firestone card. It is currently sitting at $4,500. I was denied. I asked the agent what their max limit is and he stated $8,000. Got my denial letter in the mail and it stated I was denied because I have the max limit of $4,500 already. Any t...
The Flagship has a maxinum CL of $80K; all their other cards including the Cash Rewards has a maxinum CL of $50K. There is also a $80K general maximum across all cards (unless you happened to be a whale they consider worthy of a special accomodation). (9/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850. FICO 9 (EX) 850 (TU) 850 (EQ) 850.
Target RedCard "Temporary Limit". So, I got approved for the Target RedCard today and it says that my CL is $400, but then it says that is only my "temporary limit" and my full credit limit will be available within 10 days. Just out of curiosity, does anyone have any idea of how much higher the full credit limit usually is as compared to this ...
When I apped for my card years ago, I was approved for a $50k limit on my Amex with USAA. After a year I had the limit reduced as I was younger and thought it was too much. I apped at the same time for the Amex with USAA and the GoRewards with NFCU which my CL was approved at $25k. Message 8 of 15. 1 Kudo.
Re: lRe: Credit issuers that show limit before you accept it. If you go in a BBVA branch in person, they'll SP you and offer you SL and APR. If you accept, HP. If you have a checking, you can check without going in is my understanding. Also, if you ever receive any pre-approvals, as opposed to pre-qualifications, they will show you, as it is a ...
The current CLI maximum seems to be $8K at the moment. If they won't give you the whole $8K CLI, they'll give you the maximum you can have and tell you that you've reached their maximum internal limit. At least that way you won't be leaving any CLI $$$ on the table. Last HP 08-07-2023. Message 7 of 28. 2 Kudos.
USAA Credit limit increase. I have had a USAA card for several years. The initial limit was a bit sketch at 500.00 but whatever, interest rate was good and figured I could request a limit increase over time or they would grant one. Every 6 months I take a hard hit from their inquiries only to be declined.
Current Scores - EQ - 695 / TU - 679 / EX - 687. Apple Card - $5500 / Capital One Savor One- $5500 / TD Bank - $5000 / Mercury - $5000 / Capital One QuickSiver - $5000 /SDFCU Secured - $4990 / Ally Master Card - $4300 / Walmart Mastercard - $2500. Andrews FCU SSL $1500. Rewards cards. Message 1 of 12.
I have a Home Depot credit card. My credit limit was $2,200. My balance was pretty much right at the max limit. For the past year or so I've been making regular payments. I recently made a large payment in the amount of $1,500 to make my balance around $650. A week later, Home Depot lowered my credit limit to $800.
Sears is a citi retail card and requires a HP on yout credit for a CLI. I am not ceryain if you can request an amount or if they just give you whatever thry want. Even if you can request, they may give less or none. You will have to decide if it is worth a HP. Perhaps you have other cards that are easier to get a CLI from.