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A payment card number is the card identifier found on credit cards, debit cards and other similar cards. It consists of 8 to 19 digits, including the issuer identification number (IIN) and the individual account identifier.
Learn about the origins, products, and market share of American Express, a global financial services corporation that specializes in payment cards. Find out how it evolved from a freight forwarding company to a bank holding company and how it offers various types of cards with different benefits and rewards.
Authorization hold (or pre-auth) is a service that reduces the balance of available funds until the merchant clears the transaction. Learn how it works, why it is used, and what are the consequences and delays for cardholders.
Learn about the origin and evolution of credit cards, from the first charge coins and cards in the late 19th century to the modern smart cards with chip and contactless features. Find out how credit cards differ from debit cards, charge cards, and prepaid cards.
Discounts and allowances are reductions to a basic price of goods or services.. They can occur anywhere in the distribution channel, modifying either the manufacturer's list price (determined by the manufacturer and often printed on the package), the retail price (set by the retailer and often attached to the product with a sticker), or the list price (which is quoted to a potential buyer ...
A personal identification number (PIN) is a numeric or alpha-numeric passcode used to authenticate a user accessing a system. Learn about the history, usage, and validation methods of PINs in financial services and other applications.
Dee Hock (1929-2022) was the entrepreneur who invented and led the Visa credit card association. He also coined the term "chaordic" to describe organizations that are both chaotic and ordered, and wrote a book on the subject.
A debit card is a payment card that can be used in place of cash to make purchases. It is linked to the cardholder's bank account and the money is transferred directly from the account to the merchant's account. Learn about different types of debit card systems, such as online, offline and electronic purse.