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2. You Can Check Your Credit History for Free Every Week - AOL

   www.aol.com/finance/check-credit-history-free...

   To take advantage of this change, head to AnnualCreditReport.com and click “Request your free credit reports.”. From there, you’ll need to fill out a form, pick your reports, and request and ...

3. How to build credit without a credit card - AOL

   www.aol.com/finance/build-credit-without-credit...

   For example, if you have a $1,000 credit limit and a $100 balance on your credit card, your credit utilization would be 10%. Borrowers should aim to keep their credit utilization below 30%. Less ...

4. What is my credit score if I have no credit history? - AOL

   www.aol.com/finance/credit-score-no-credit...

   However, you won’t have a FICO credit score — which is used by 90 percent of top lenders, according to FICO — until an account is at least six months old. This means that no credit history ...

5. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion. The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit ...

6. How to Get Cash Back on Purchases - Without a Credit Card - AOL

   www.aol.com/on/how-to-get-cash-back-on-purchases...

   AP Rewards credit cards have become so ubiquitous -- and their cash-back rewards so lucrative -- that it's become a common refrain that you're leaving money on the table if you don't have one. But ...

7. Comparison of free credit monitoring services - Wikipedia

   en.wikipedia.org/wiki/Comparison_of_free_credit...

   Comparison of free credit monitoring services. The following chart compares websites that provide United States credit reports or credit scores free of charge. Services limited to cardholders or only offering trial plans are excluded. The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security ...