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  2. Time preference - Wikipedia

    en.wikipedia.org/wiki/Time_preference

    Temporal discounting (also known as delay discounting, time discounting) [10] is the tendency of people to discount rewards as they approach a temporal horizon in the future or the past (i.e., become so distant in time that they cease to be valuable or to have addictive effects). To put it another way, it is a tendency to give greater value to ...

  3. Time value of money - Wikipedia

    en.wikipedia.org/wiki/Time_value_of_money

    Time value of money. The present value of $1,000, 100 years into the future. Curves represent constant discount rates of 2%, 3%, 5%, and 7%. The time value of money is the widely accepted conjecture that there is greater benefit to receiving a sum of money now rather than an identical sum later. It may be seen as an implication of the later ...

  4. Hyperbolic discounting - Wikipedia

    en.wikipedia.org/wiki/Hyperbolic_discounting

    Hyperbolic discounting is mathematically described as. where g ( D) is the discount factor that multiplies the value of the reward, D is the delay in the reward, and k is a parameter governing the degree of discounting (for example, the interest rate ). This is compared with the formula for exponential discounting:

  5. Inland waterways of the United States - Wikipedia

    en.wikipedia.org/wiki/Inland_waterways_of_the...

    The inland and intracoastal waterways of the eastern United States. The inland waterways of the United States include more than 25,000 mi (40,000 km) of navigable waters. Much of the commercially important waterways of the United States consist of the Mississippi River System —the Mississippi River and connecting waterways.

  6. Best CD rates today: With rates above 5% APY, the best time ...

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    Best CD rates for July 5, 2024. Today's best rates of return are found at FDIC-insured digital banks and online accounts — up to 5.40% APY with minimum deposits at NexBank, Lending Club and ...

  7. After Hours (film) - Wikipedia

    en.wikipedia.org/wiki/After_Hours_(film)

    After Hours is a 1985 American black comedy film [4] directed by Martin Scorsese, written by Joseph Minion, and produced by Amy Robinson, Griffin Dunne, and Robert F. Colesberry. Dunne stars as Paul Hackett, an office worker who experiences a series of misadventures while attempting to make his way home from Manhattan's SoHo district during the ...

  8. Best CD rates today: Protect your savings with today's ... - AOL

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    Today's best rates of return are found at FDIC-insured digital banks and online accounts paying out up to 5.40% APY with minimum deposits at NexBank, Lending Club and Sallie Mae up to 5.30% APY ...

  9. Discounting - Wikipedia

    en.wikipedia.org/wiki/Discounting

    The discount, or charge, is the difference between the original amount owed in the present and the amount that has to be paid in the future to settle the debt. [1] The discount is usually associated with a discount rate, which is also called the discount yield. [1] [2] [4] The discount yield is the proportional share of the initial amount owed ...

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