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Supplemental Insurance for Brokers | APL American Public Life. APL offers workforce benefits that may cover costs when major medical insurance doesn’t – helping individuals and families with out-of-pocket expenses and providing brokers and groups with solutions for today’s workforce.
APL is an “A+ Superior” rated company. Since 1945, we’ve provided supplemental insurance and workforce benefits to policyholders through a network of independent brokers.
Prepare for the unexpected with customized gap insurance, accident insurance, cancer insurance and other supplemental insurance products from American Public Life (APL).
Health care expenses are on the rise. APL’s MEDlink® is gap insurance* that’s designed to work with your major medical and high deductible health plans to help fill the gaps left by deductibles and copays — covering much of the out-of-pocket costs left after your major medical insurance has paid.
Claims & Forms. You can file your claim online, by mail or fax, and our Claims team will provide you with top-notch customer care and support. Our team is based in the U.S. and is committed to ensuring that you receive the highest level of service possible.
Check the status of your claim, submit claim documentation and view your explanation of benefits by visiting the Claims Status page. Simply log in to your OSC account.
The Online Service Center provides 24/7 access to your APL insurance—helping you manage your coverage anytime, anywhere. Register now to: Download ID cards. File claims online. View policy documents.
Medical and dental providers can view patient claims status, see explanation of benefits and file claims for APL insureds using our Online Service Center. Providers can easily confirm patient coverage and eligibility by , option 1 and our dedicated team will be more than happy to help.
Find answers to our frequently asked questions FAQs for American Public Life Insurance ∙ Individuals FAQs ∙ Group FAQs ∙ Broker FAQs
You can read more about how we collect data in our. APL’s Customer Care Team is available to assist with benefits administration and questions about APL coverage. Our dedicated Broker Resources Team is here to support our valued broker partners.