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  2. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    A certificate of deposit — or CD — is a type of deposit account that allows you to grow your savings at higher rates than a traditional savings account. Offered by big-name and digital banks ...

  3. What Are Certificates of Deposit (CDs) And How They Work - AOL

    www.aol.com/finance/certificates-deposit-cds...

    To get started, you’ll fund a CD account with a lump-sum deposit. This money is called the principal. You’ll earn a fixed interest rate on your principal for the term of the CD. Most CD terms ...

  4. How much should you keep in a certificate of deposit? - AOL

    www.aol.com/finance/how-much-in-certificate-of...

    The average national CD rate is 1.85% for a one-year term. Even with some high-yield CDs earning 5% or more, it doesn’t come close to what you could earn over the long-term in an index fund ...

  5. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit ( CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. The bank expects the CDs to be held until maturity ...

  6. Coupon (finance) - Wikipedia

    en.wikipedia.org/wiki/Coupon_(finance)

    In finance, a coupon is the interest payment received by a bondholder from the date of issuance until the date of maturity of a bond . Coupons are normally described in terms of the "coupon rate", which is calculated by adding the sum of coupons paid per year and dividing it by the bond's face value. For example, if a bond has a face value of ...

  7. Credit default swap - Wikipedia

    en.wikipedia.org/wiki/Credit_default_swap

    A credit default swap ( CDS) is a financial swap agreement that the seller of the CDS will compensate the buyer in the event of a debt default (by the debtor) or other credit event. [1] That is, the seller of the CDS insures the buyer against some reference asset defaulting.

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