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We illustrate the calculation of retirement benefits using two examples, labeled case A and case B. In each case, the worker retires in 2024. Case A, born in 1962, retires at age 62. Case B, born in 1958, retires at his normal (or full) retirement age.
Our tool helps you understand what your annual Social Security benefits will look like in retirement. Social Security benefits in retirement are impacted by three main criteria: the year you were born, the age you plan on electing (begin taking) benefits and your annual income in your working years.
The current version of the Detailed Calculator is 2024.2, which we released on July 31, 2024. It updates the 2024.1 version by updating the projected benefit increases and average wage increases with the assumptions from the 2024 Trustees Report.
This calculator estimates your monthly Social Security retirement benefits based on your earnings history and the age when you start to claim benefits.
Estimate of your benefits in today's dollars or future dollars when you input your date of birth and this year's earnings. The estimate does not include WEP reduction. Provides a listing of the calculators you can use to figure your retirement, disability and survivors benefits.
Estimate your retirement benefit based on your personal earnings with the my Social Security retirement calculator.
You can use Social Security's benefit calculators to: Estimate your retirement benefits based on when you would begin receiving them (from age 62 to 70) Calculate what payments you would receive based on your earning history; Find out your full retirement age; Learn about earning limits if you plan to work while receiving Social Security benefits