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Annual fee. $0. APR. 17.99%, 22.99%, or 27.99% variable APR. Signup bonus. $200 cash rewards bonus after spending $1,000 in purchases within the first 90 days
RIVERWOODS, Ill.--(BUSINESS WIRE)-- Discover Financial Services today announced the nationallaunch of Discover it TM, a no annual fee credit card which offers cardmembers the rewards and service ...
The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...
Annual fee. No annual fee. Sign-up bonus. $200 (plus up to $600 bonus cash back rewards) Rewards rate. 1.5% to 5% cash back. Intro APR. 0% intro APR on purchases and balance transfers for 15 months
Discover is a credit card brand issued primarily in the United States. It was introduced by Sears in 1985. When launched, Discover did not charge an annual fee and offered a higher-than-normal credit limit. A subsequent innovation was "Cashback Bonus" on purchases. [1]
The Fair Credit and Charge Card Disclosure Act (abbreviated as the FCCCDA) is an American consumer protection law that requires credit card companies and loan agencies to disclose any "fine print" about a loan or line of credit to the consumer. [1] This includes information about variable interest rates and fees. The FCCCDA was passed in 1988.
Annual fee (10%): Some credit cards charge an annual fee, which can range from $50 to several hundred dollars. Usually, the more valuable the rewards and perks associated with a card, the higher ...
On December 22, 1998, the company introduced Discover Platinum, a premium card featuring new ways to increase rewards, low balance transfer and annual percentage rates, no annual fee, and expanded credit lines. On December 21, 2001, fourth-quarter income at Discover grew 31% to $193 million, compared with $147 million the year before. [19]
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