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Federal Student Aid offers a platform to manage federal student loans and access various repayment options.
Federal subsidized loans are low-interest loans made to students who demonstrate financial need. Undergraduates may borrow up to $3,500 for the first year, $4,500 for the second year and $5,500 for each remaining undergraduate year.
Use the Free Application for Federal Student Aid (FAFSA) to learn if you are eligible for grants, scholarships, work-study programs, and loans for college or career school.
Understand how federal student loan interest is calculated and what fees you may need to pay.
How to get a government loan or grant. Government loans can help pay for education, housing, business, and more. Federal grants are for organizations. Learn the differences between grants and loans and how to apply.
What Is a Federal Student Loan? Federal student loans are intended to help you pay for your college education. The federal government provides student loans through the Department of...
Get started repaying your federal student loan. It is important to have a plan for repaying your student loan before the payments begin. Learn how to make your payments on time while keeping the cost manageable.
Figuring out which student loan repayment plan is right for you is a little easier with Loan Simulator, our student loan repayment calculator. The tool helps you review different student loan repayment plans and compare estimated monthly payments, total paid over time, and more.
Private student loans, which include undergraduate, graduate and professional, and consolidation loans, help bridge the gap between the cost of your education and federal student aid that you receive.
Federal Student Aid (FSA) is your federal loan provider. FSA uses servicers (private companies) like MOHELA to manage billing, questions, and payments, and to help you enroll in the best repayment plan for you.