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2. Short-term CD vs. long-term CD: Which is best for you? - AOL

   www.aol.com/finance/short-term-cd-vs-long...

   A short-term CD can be a component of a CD ladder in which multiple CDs are purchased with staggered maturity dates. This savings strategy, which involves short-term, midrange and long-term CDs ...

3. What to do when your CD matures in a falling-rate environment

   www.aol.com/finance/cd-matures-falling-rate...

   However, the rate locked in at the start may not reflect the future financial environment if rates are lower by the maturity date. Overall, CD rates are declining. Many banks are lowering rates in ...

4. What Are Certificates of Deposit (CDs) And How They Work - AOL

   www.aol.com/finance/certificates-deposit-cds...

   A CD’s maturity date is when its term ends. This is when you can withdraw your funds and interest penalty-free. You may also choose to renew a CD after it matures. CD Penalties.

5. How do certificates of deposit work? Understanding CDs ... - AOL

   www.aol.com/finance/how-do-cds-work-220139365.html

   A no-penalty CD — also called a liquid CD or a breakable CD — allows you to withdraw your money before your CD’s maturity date without incurring an early withdrawal penalty.

6. Certificate of deposit - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_deposit

   A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. The bank expects the CDs to be held until maturity, at ...

7. How do CDs work? - AOL

   www.aol.com/finance/cds-212435091.html

   When the CD reaches its maturity date, you can redeem it for your initial principal investment, plus the interest it earned. Banks usually offer account holders a seven- to 10-day grace period to ...

8. Time deposit - Wikipedia

   en.wikipedia.org/wiki/Time_deposit

   v. t. e. A time deposit or term deposit (also known as a certificate of deposit in the United States, and as a guaranteed investment certificate in Canada) is a deposit in a financial institution with a specific maturity date or a period to maturity, commonly referred to as its "term". Time deposits differ from at call deposits, such as savings ...

9. What is a CD (certificate of deposit)? - AOL

   www.aol.com/finance/cd-certificate-deposit...

   A CD ladder is a strategy in which you purchase multiple CDs with different maturity dates. Laddering CDs can reduce risk and allow an investor to have access to cash at regular intervals while ...