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  2. Online banking - Wikipedia

    en.wikipedia.org/wiki/Online_banking

    v. t. e. Online banking, also known as internet banking, virtual banking, web banking or home banking, is a system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website or mobile app. Since the early 2000s this has become the most common way that ...

  3. Automated clearing house - Wikipedia

    en.wikipedia.org/wiki/Automated_Clearing_House

    v. t. e. An automated clearing house ( ACH) is a computer-based electronic network for processing transactions, [ 1] usually domestic low value payments, between participating financial institutions. It may support both credit transfers and direct debits. [ 2][ 3] The ACH system is designed to process batches of payments containing numerous ...

  4. Usury - Wikipedia

    en.wikipedia.org/wiki/Usury

    [77] [82] The 1968 Truth in Lending Act does not regulate rates, except for some mortgages, but requires uniform or standardized disclosure of costs and charges. [83] In the 1996 Smiley v. Citibank case, the Supreme Court further limited states' power to regulate credit card fees and extended the reach of the Marquette decision. The court held ...

  5. Get help with your AOL billing questions - AOL Help

    help.aol.com/articles/account-management...

    Your billing statement provides a detailed breakdown of the subscription fee, including benefits, required government taxes, and any additional fees. • Communication surcharges - We answer to a higher calling - the phone company. If you connect to AOL using a long-distance number or AOLnet 800 number, you’ll see these surcharges in addition ...

  6. System access fee - Wikipedia

    en.wikipedia.org/wiki/System_access_fee

    Since October 5, 2009, Rogers Wireless has increased the base cost of all of its monthly plans by $5, and they also replaced their former System Access Fee with a Government Regulatory Recovery Fee (GRRF). This fee currently ranges from $1.93 to $3.35, depending on the wireless service selected. In theory, Rogers is simply renaming its System ...

  7. Bank regulation in the United States - Wikipedia

    en.wikipedia.org/wiki/Bank_regulation_in_the...

    The Bank Secrecy Act of 1970 (BSA), also known as the Currency and Foreign Transactions Reporting Act, is a U.S. law requiring financial institutions in the United States to assist U.S. government agencies in detecting and preventing money laundering. [ 2] Specifically, the act requires financial institutions to keep records of cash purchases ...

  8. Low-cost internet for seniors and retirees: How to stay ... - AOL

    www.aol.com/finance/low-cost-internet-for...

    Discount pricing starts at $24.99 a month at Spectrum. Verizon. Discount pricing starts at $20 a month at Verizon. AT&T. Discount pricing starts at $30 a month at AT&T. See 2 more. Yet finding an ...

  9. Savings account - Wikipedia

    en.wikipedia.org/wiki/Savings_account

    A savings account is a bank account at a retail bank. Common features include a limited number of withdrawals, a lack of cheque and linked debit card facilities, limited transfer options and the inability to be overdrawn. Traditionally, transactions on savings accounts were widely recorded in a passbook, and were sometimes called passbook ...