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The PSLF Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer. To benefit from PSLF, you should complete and submit the PSLF form every year while you’re making progress toward PSLF.
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Learn how to qualify and apply for Public Service Loan Forgiveness (PSLF) program, which can help you reduce your federal student debt by working in public service.
The PSLF Program forgives the remaining balance on your Direct Loans after you’ve made the equivalent of 120 qualifying monthly payments under an accepted repayment plan, and while working full-time for an eligible employer.
The PSLF Program forgives the remaining balance of your eligible Direct Loans: After you’ve made the equivalent of 120 qualifying monthly payments under an accepted repayment plan, and While working full time for an eligible employer.
The PSLF Program allows you to receive forgiveness of the remaining balance of your Direct Loans after you have made the equivalent of 120 qualifying monthly payments under an accepted repayment plan while working full-time for an eligible employer.
The public service loan forgiveness (PSLF) time-limited changes expired October 31, 2022. but borrowers who work in public service can still apply for forgiveness. Learn More.
Rewriting the rules governing the PSLF program in 2022 to simplify employment eligibility, establish fairer criteria for counting payments, create additional opportunities to contest errors, and allow borrowers to buy back periods of service.
The Public Service Loan Forgiveness (PSLF) Program is an important—but largely unmet—promise to provide debt relief to support the teachers, nurses, firefighters, and others serving their communities through hard work that is essential to our country's success.
You can use the PSLF Help Tool to apply for both PSLF and Temporary Expanded Public Service Loan Forgiveness (TEPSLF). And you can use the tool no matter where you are in the PSLF process, whether you want to apply for forgiveness right now or certify employment to understand your progress toward that goal.