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Many DHMO insurance plans have little or no waiting periods and no annual maximum benefit limitations, while covering major dental work near the start of the policy period. This plan is sometimes purchased to help defray the high cost of the dental procedures. Some dental insurance plans offer free semi-annual preventive treatment.
Dental discount plan. A dental discount plan, also known as a referral plan, is a membership-based discount plan for dental health maintenance and intervention. In it, the patient pays the entire cost of a rate negotiated between the dentist and the referring company, usually between 10-60% of normal cost. [1]
Short-term life insurance is a type of term policy designed to cover individuals for a short period of time, often less than a year. There are two main types of short-term life insurance policies ...
In the context of healthcare in the United States, a pre-existing condition is a medical condition that started before a person's health insurance went into effect. Before 2014, some insurance policies would not cover expenses due to pre-existing conditions. These exclusions by the insurance industry were meant to cope with adverse selection by ...
Nearly 370,000 Hoosiers lost dental insurance last year, according to a study by a nonprofit that tracks access to dental care. ... Low-income individuals and people of color are more likely to ...
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