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Cash-back credit cards earn a percentage of the price of each purchase. Get an in-depth look at how cash-back credit cards work and the ways to redeem rewards.
Cash back credit cards accrue rewards when you make purchases within specific categories (such as grocery stores or gas stations) on the card. There are important differences in what kinds of spending get rewarded and what format the rewards take, such as rotating categories and the value of points.
Cash back is earned when a percentage of a cardholder’s eligible purchase gets refunded to them. In the early 19th century, retailers introduced rebate discounts that allowed consumers to pay...
Cash back is a form of credit card rewards you earn by making purchases with your credit card. You can redeem those rewards for statement credits, account deposits or purchases.
Cash back credit cards are just one type of rewards credit card, but do you know how they work? We’ll help you find answers to the important question: How can you get cash back on a credit card?
Cash back is a type of credit card reward that lets you earn cash rewards for the money you spend on your credit card. So, you’ll receive a percentage of your credit card purchases back as cash. Some cash back credit cards offer a standard percentage of cash back on all purchases.
Cash back is a credit card rewards benefit that refunds the cardholder a small percentage of each purchase made with the card. Percentages typically range between 1 and 1.5% for a flat rate cash back card,2 but can go as high as 5% or even 6% depending on the card issuer, type of card, and what you’re buying.