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2. How to get home insurance discounts - AOL

   www.aol.com/finance/home-insurance-discounts...

   To get the highest discount, you usually have to meet certain qualifications. For instance, a company may offer a 5% discount for being claims-free for three years but only offer the full 10% to a ...

3. 4 Reasons You Definitely Need Homeowners Insurance - AOL

   www.aol.com/4-reasons-definitely-homeowners...

   The biggest reason for this trend is homeowners insurance is now more expensive than ever. According to a 2023 report from PolicyGenius, rates increased by roughly 21% between May 2022 and May ...

4. How much homeowners insurance do I need? - AOL

   www.aol.com/finance/much-homeowners-insurance...

   For example, a policy with $100,000 in personal property coverage may only pay a maximum of $2,000 for jewelry losses. If you have expensive personal belongings, you may consider adding valuable ...

5. Percentage Of Americans Without Homeowners Insurance More ...

   www.aol.com/percentage-americans-without...

   The Insurance Information Institute recently conducted a study which revealed that the percentage of Americans without homeowner's insurance has more than doubled since 2019. Currently, 12% of ...

6. Earthquake insurance - Wikipedia

   en.wikipedia.org/wiki/Earthquake_insurance

   Earthquake insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property. Most ordinary homeowners insurance policies do not cover earthquake damage. Most earthquake insurance policies feature a high deductible, which makes this type of insurance useful if the entire home ...

7. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   Types of homeowners insurance policies. According to a 2018 National Association of Insurance Commissioners (NAIC) report on data from 2016, 73.8% of homes were covered by owner-occupied homeowners' policies. Of these, 79.52% had an HO-3 Special policy, and 13.35% had the more expensive HO-5 Comprehensive.