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  2. 12 best cash back credit cards: Up to 5% back - AOL

    www.aol.com/finance/12-best-cash-back-credit...

    The Discover it® Cash Back card offers 5% cash back on up to $1,500 in combined quarterly purchases in various categories throughout the year (then 1%), a unique welcome bonus that doubles your ...

  3. Who pays for credit card rewards? - AOL

    www.aol.com/finance/pays-credit-card-rewards...

    The merchant middlemen also indirectly pay for credit card rewards by paying interchange fees, typically 1.5 to 3.5 percent of each purchase that a consumer charges to their card. ... 80,000 bonus ...

  4. The 9 Best Cash Back Credit Cards of November 2022 - AOL

    www.aol.com/finance/9-best-cash-back-credit...

    Annual fee. $0. Cash back rewards rate. 1% to 5% cash back. Sign-up bonus. Unlimited Cashback Match in first year. Regular APR. 14.99% to 25.99%. Foreign transaction fee

  5. Cashback website - Wikipedia

    en.wikipedia.org/wiki/Cashback_website

    Payment is generally made to the user in the form of bank transfers, gift vouchers, online sites such as PayPal, bank checks, mobile recharges or online orders at the request of the user. Some cashback websites place a threshold on a customer's account such that a user may need to make several transactions in order to be able to receive a reward.

  6. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    For merchants, card-based purchase amounts reduce resistance compared to paying cash, [73] and the transaction is often more secure than other forms of payment, such as checks, because the issuing bank commits to pay the merchant the moment the transaction is authorized, regardless of whether the consumer defaults on the credit card payment ...

  7. The 10 Best Cash-Back Credit Cards Available Now - AOL

    www.aol.com/finance/10-best-cash-back-credit...

    Chase Freedom Unlimited ®. Why we like it: The Chase Freedom Unlimited card’s rewards structure offers users 5% cash back on unlimited travel purchases, plus 5% cash back for a limited time on ...

  8. Loyalty program - Wikipedia

    en.wikipedia.org/wiki/Loyalty_program

    The "cash back" is rarely actually cash money, but rather takes the form of a transfer of the "cashback" amount to the customer's bank account. Examples in the U.S. include Rakuten Rewards, a coalition reward program, and many banks that give their clients cash back for using their debit cards to pay for various products and services.

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