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  2. WFNNB New York and Company Card - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Cards/Need-Help-WFNNB-New...

    Need Help - WFNNB New York and Company Card - Who has it. Just received a letter from New York & Company (retail store) advising I have been pre-qualified for a New York & Company credit card issued by World Financial Network National Bank with a credit limit of $400. The offer expires in 30 days. My FICO scores dropped 15-20 pts after my ...

  3. NEW UPDATED LIST for Comenity Bank Store Cards- ca ... - myFICO®...

    ficoforums.myfico.com/t5/Credit-Card-Approvals/NEW-UPDATED...

    New York&Company Rewards Credit Card. Newport News Credit Card. Norm Thomson Credit Card. Ohio University Alumni MasterCard. OneStopPlus.com Credit Card. OneStopPlus.com Visa. OSH Credit Card. OSH Commercial Credit Card. Overtons Credit Card. Palais Royal Credit Card. PacSun Credit Card. Parisian Credit Card. Peebles Credit Card. Petite ...

  4. FNBO co-branded card: New York Life Reward vs Overstock

    ficoforums.myfico.com/t5/Credit-Cards/FNBO-co-branded-card...

    I did some research on Swag Bucks points. With this card, you spend $1 and get 1.25 swag bucks = 1.25 cent back in Visa giftcard or 1.38 cent back in Amazon gift card. With Overstock, you have 8% back when shopping there and 1% elsewhere. With NY life reward, you get 5.99% APR the first 3 months and also 1.5 points per $1 spend.

  5. New York Life Rewards Visa - myFICO® Forums - 2422863

    ficoforums.myfico.com/t5/Credit-Cards/New-York-Life...

    So, if you are planning on spending the rest of your life paying for what you buy in the first three months, this is the card for you. Hi Everyone. Today I received a mail offer for this card and I have never heard any talk about it on the forum before. Don't worry - 2422863.

  6. Credit Cards Not Available in New York State - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Cards/Credit-Cards-Not...

    I have First Premier Aventium, but I couldn't apply for a just First Premier card (no big loss). And, as a matter of fact, no one from NYS can apply for even an Aventium card. I have 2 other cards from Mid America Bank & Trust, but several others issued by them are not available. Is this because certain cards are considered too usurious by NY ...

  7. Average consumer carries $6,218 in credit card debt

    ficoforums.myfico.com/t5/Credit-in-the-News/Average...

    Average consumer carries $6,218 in credit card debt. As a result, credit card delinquency rates are higher across the board, the New York Fed and TransUnion found. Over the last year, roughly 8.9% of credit card balances transitioned into delinquency, the New York Fed reported. According to TransUnion's research, "serious delinquencies," or ...

  8. Military Star Card - Approval!! - myFICO® Forums - 770624

    ficoforums.myfico.com/t5/Credit-Cards/Military-Star-Card...

    They are very good on credit limit increases and incentives for their card holders. My husbands credit who definetly was only about 650 received one with a $1900 starting limit. ~Current Wallet: NFCU Signature CashRewards Visa $5000/AAFES Military Star Card $3600/NFCU NavCheck $1500/Applied Bank $700/Amazon GE $700/Walmart GE $500/Credit One ...

  9. New Wells Fargo Attune World Elite MC - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Cards/New-Wells-Fargo...

    Re: New Wells Fargo Attune World Elite MC - 4% uncapped on fitness/rec/EV and others. Thinking more about this, this is pretty dangerous for WF and probably a key candidate for nerfing or capping. There is really no limit to what can be spent at an antique shop and 4% -swipe fees of "huge amount" is still " a lot".

  10. Medical Collection--UGH--UPDATE - myFICO® Forums - 1856113

    ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Medical...

    Re: Medical Collection--UGH. Yes the agency did delete the account, I had to beg them but since I was willing to pay the amount and was in the process of buying a home they agreed. I also got a letter from them with the deletion update. Good Luck!! In My Wallet: Barlclay NFL $4500 | Capital One Secured $300 | First Progress Secured $300 ...

  11. New York State 5 Year Purge Rule For Paid Collecti ... - myFICO®...

    ficoforums.myfico.com/t5/General-Credit-Topics/New-York...

    The New York State Purge Rule says that Collection and Charge Off accounts that are paid only remain on the credit report for five year. However, in the actual New York State law (380 j (f) (1) (iv) the phrasing is very vague and clearly open to interpretation and Experian chooses to interpret everything in the most unfriendly way possible ...