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2. Near-field communication - Wikipedia

   en.wikipedia.org/wiki/Near-field_communication

   HCE allows any Android 4.4 app to emulate an NFC smart card, letting users initiate transactions with their device. Apps can use a new Reader Mode to act as readers for HCE cards and other NFC-based transactions. On September 9, 2014, Apple announced support for NFC-powered transactions as part of Apple Pay. [78]

3. How to make payments with your phone - AOL

   www.aol.com/finance/payments-phone-164336000.html

   First, add your credit and/or debit cards to Apple Pay. Open the Wallet app on your iPhone, tap the plus sign and follow the instructions to add a new card to Wallet. Once you’ve added the card ...

4. FeliCa - Wikipedia

   en.wikipedia.org/wiki/FeliCa

   FeliCa is a contactless RFID smart card system from Sony in Japan, primarily used in electronic money cards. The name stands for Felicity Card.First utilized in the Octopus card system in Hong Kong, [1] the technology is used in a variety of cards also in countries such as Singapore, Japan, Indonesia, Macau, the Philippines and the United States.

5. Square (financial services) - Wikipedia

   en.wikipedia.org/wiki/Square_(financial_services)

   It accepts credit card payments by connecting to a mobile device's audio jack. The original version consisted of a read head directly wired to a 3.5 mm audio jack, through which unencrypted, analog card information was fed to smartphones for amplification and digitization. [41] Square Reader also supports Apple Lightning on post-2018 products.

6. Apple Pay - Wikipedia

   en.wikipedia.org/wiki/Apple_Pay

   Apple Pay is a mobile payment service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. Supported on iPhone, Apple Watch, iPad, Mac, and Vision Pro, Apple Pay digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal.

7. Host card emulation - Wikipedia

   en.wikipedia.org/wiki/Host_card_emulation

   Host card emulation. Host card emulation (HCE) is the software architecture that provides exact virtual representation of various electronic identity (access, transit and banking) cards using only software. Prior to the HCE architecture, near field communication (NFC) transactions were mainly carried out using hardware-based secure elements.