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  2. Project 2025 - Wikipedia

    en.wikipedia.org/wiki/Project_2025

    The 2025 Presidential Transition Project [3], also known as Project 2025, is an initiative organized by the Heritage Foundation with the aim of promoting a collection of conservative and right-wing policy proposals to reshape the United States federal government and consolidate executive power should Donald Trump win the 2024 presidential ...

  3. Debt - Wikipedia

    en.wikipedia.org/wiki/Debt

    A 20% down payment is equivalent to an 80% loan to value. With home purchases, value may be assessed using the agreed-upon purchase price, and/or an appraisal. Collateral and recourse. A debt obligation is considered secured if creditors have recourse to specific collateral. Collateral may include claims on tax receipts (in the case of a ...

  4. Buy one, get one free - Wikipedia

    en.wikipedia.org/wiki/Buy_one,_get_one_free

    Buy one, get one free. " Buy one, get one free " or " two for the price of one " is a common form of sales promotion. Economist Alex Tabarrok has argued that the success of this promotion lies in the fact that consumers value the first unit significantly more than the second one. So compared to a seemingly equivalent "Half price off" promotion ...

  5. Hyperbolic discounting - Wikipedia

    en.wikipedia.org/wiki/Hyperbolic_discounting

    Hyperbolic discounting is mathematically described as. where g ( D) is the discount factor that multiplies the value of the reward, D is the delay in the reward, and k is a parameter governing the degree of discounting (for example, the interest rate ). This is compared with the formula for exponential discounting:

  6. Social discount rate - Wikipedia

    en.wikipedia.org/wiki/Social_discount_rate

    The social discount rate is a reflection of a society's relative valuation on today's well-being versus well-being in the future. The appropriate selection of a social discount rate is crucial for cost–benefit analysis, and has important implications for resource allocations. There is wide diversity in social discount rates, with developed ...

  7. A Few Years From Now, You'll Wish You'd Bought This ... - AOL

    www.aol.com/few-years-now-youll-wish-113000100.html

    Workday has over 20% market share of the human capital management (HCM) industry -- or human resources. This places the cloud software business alongside giants like ADP (NASDAQ: ADP) and Oracle ...

  8. Original issue discount - Wikipedia

    en.wikipedia.org/wiki/Original_issue_discount

    Original issue discount. Original Issue Discount ( OID) is a type of interest that is not payable as it accrues. OID is normally created when a debt, usually a bond, is issued at a discount. In effect, selling a bond at a discount converts stated principal into a return on investment, or interest. The accurate determination of principal and ...

  9. Discount rate - Wikipedia

    en.wikipedia.org/wiki/Discount_rate

    Discount rate may refer to: Social discount rate (of consumption), the rate at which the weight given to future consumption decreases in economic models. Pure time preference, or utility discount rate, the rate at which the weight given to future utility decreases in economic models. Annual effective discount rate, an alternative measure of ...

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