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@firemartinez1980 wrote:. Does anyone have contact info for Merrick Bank? On there website it is just a physical address, but I would like to contact them (Customer service, ceo, etc) about removing a 30 day late on my credit.
Re: Charge off Merrick Bank It will depend upon whether the original creditor still owns the debt. Many creditors will sell bad debt after a CO in order to recover a bit more of their overall expected loss, which then prevents them from receiving any payment on the debt.
BUT the other credit card is this Merrick Bank Double your Line Unsecured Mastercard and if i am not approved CK promises me $50. The card will have a $1000 CL(my highest yet), no annual fee and if I make 6 consecutive on time payments my CL will automatically go up to $2000. I read some reviews and people seem to like this.
So I was recently discharged from Chapter 7 Bankruptcy on May 29th. It took about 3 weeks, but my credit report finally updated a few days ago. I logged into credit karma today and was pre-approved for the Merrick Bank Double Your Line Mastercard for $1,000 with NO Annual Fee. So I applied and was instantly approved.
A discussion thread about the experiences and opinions of Merrick Bank credit card holders. Users share their positive feedback on Merrick's customer service, credit limit increases, and no annual fees.
Merrick Bank Double Your Line Mastercard - $1,000 Limit on 6/9/24 (No AF) Ally Bank Every Day Cashback Mastercard - $1,000 Limit on 7/12/24 (Pre-Approved through Experian - No AF & 0% for 12 Months) My goal cards to get in the next 6 months are the following:
A user shares their experience of getting approved for the Merrick bank doubleyourline.com offer with a 500.00 starting limit and a chance to double it to 1k. See the comments and congratulations from other forum members.
There are two basic flavors of pre-approval offers. The first is a general offer that is not based on any prior creditor screening of your credit file with a CRA, and the other is based on the process provided under FCRA 604(c) wherein a creditor can submit a set of screening criteria to a CRA and obtain a listing, without any account specific information, of names and addresses of consumers ...
A user asks for advice on how to deal with a charge off from Merrick Bank and gets an offer from a collection agency. Other users reply with their experiences and tips on settling the debt and improving credit score.
Merrick Bank is a subprime lender. That particular card has no rewards, a very high APR, and often an annual fee. MB can be okay if you're just starting a rebuild, but generally not worth considering if you can get a Capital One or Discover card.