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Gift card for a U.S hardware store. A gift card, also known as a gift certificate in North America, or gift voucher or gift token in the UK, [1] is a prepaid stored-value money card, usually issued by a retailer or bank, to be used as an alternative to cash for purchases within a particular store or related businesses. Gift cards are also given ...
Carville was born on October 25, 1944, at a U.S. Army hospital at Georgia's Fort Benning (now Fort Moore), where his father was stationed during World War II. [4] His mother, Lucille (née Normand), stayed behind in Carville, Louisiana, where James was raised, but went to Fort Benning long enough to have her firstborn son.
Unlike unused gift cards, in whose case the breakage in certain U.S. states goes to the state's treasury, [128] unredeemed credit card points are retained by the issuer. [129] A 2010 public policy study conducted by the Federal Reserve concluded cash back reward programs result in a monetary transfer from low-income to high-income households.
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