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2. 6 ways to get the lowest rate on your next mortgage - AOL

   www.aol.com/finance/how-to-get-best-mortgage...

   The best way to lower your cost of borrowing for a home is to secure a low mortgage rate up front. Learn several ways to get a low APR in a challenging market.

3. Mortgage application: What’s included and how to prepare - AOL

   www.aol.com/finance/mortgage-application...

   Before filling out the mortgage application, it’s smart to collect the necessary documents and information ahead of time, particularly if a mortgage lender is assisting you in person or by phone.

4. How your mortgage affects your credit score - AOL

   www.aol.com/finance/mortgage-affects-credit...

   Whenever possible, refrain from opening new credit card accounts or taking out additional loans right before applying for a mortgage and throughout the application and underwriting phases.

5. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to ...

6. How to improve your credit score for a mortgage - AOL

   www.aol.com/finance/improve-credit-score...

   Your credit score is one of the primary factors mortgage lenders consider when you apply for a loan. If your score needs work, there are steps you can take to improve it before you apply.

7. Zazzle - Wikipedia

   en.wikipedia.org/wiki/Zazzle

   Zazzle is an American online marketplace that allows designers and customers to create their own products with independent manufacturers (clothing, posters, etc.), as well as use images from participating companies.

8. Housing and Economic Recovery Act of 2008 - Wikipedia

   en.wikipedia.org/wiki/Housing_and_Economic...

   Housing and Economic Recovery Act of 2008. Collins v. Yellen, No. 19-422, 594 U.S. ___ (2021) The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis. It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year ...

9. 16 first-time homebuyer mistakes to avoid - AOL

   www.aol.com/finance/16-first-time-homebuyer...

   A mortgage lender will pull your credit report at preapproval to make sure things check out and again just before closing. Your lender wants to verify nothing has changed in your financial profile ...