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The California Earthquake Authority (CEA), established in September 1996 by the California Legislature following the Northridge Earthquake, is a privately financed, publicly managed entity based in Sacramento, California.
Earthquake insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property. Most ordinary homeowners insurance policies do not cover earthquake damage. Most earthquake insurance policies feature a high deductible, which makes this type of insurance useful if the entire home ...
Homeowners who have a California FAIR Plan dwelling fire policy in force are able to purchase additional coverage for earthquakes, which is offered through the California Earthquake Authority.
Due to the large amount lost by insurance companies, most insurance companies either stopped offering or severely restricted earthquake insurance in California. In response, the California Legislature created the California Earthquake Authority (CEA), which is a publicly managed but privately funded organization that offers minimal coverage.
Earthquake insurance: ... damage from earthquakes. In California, homeowners may be able to purchase a separate standalone policy from either a private insurer or the California Earthquake Authority.
In California, this coverage is offered through the California Earthquake Authority. Sinkhole coverage: Sinkholes occur in many regions of the U.S. but are not covered by a standard homeowners policy.
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