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  2. Debt service coverage ratio - Wikipedia

    en.wikipedia.org/wiki/Debt_service_coverage_ratio

    The debt service coverage ratio ( DSCR ), also known as "debt coverage ratio" (DCR), is a financial metric used to assess an entity's ability to generate enough cash to cover its debt service obligations, such as interest, principal, and lease payments. The DSCR is calculated by dividing the operating income by the total amount of debt service due.

  3. Cash back vs. travel points: How to choose credit card rewards

    www.aol.com/finance/cash-back-vs-travel-points...

    Cash back credit cards are generally the better choice if you want to earn simple rewards on your regular purchases. A points or miles card may be a better option if you travel often or want to ...

  4. Debits and credits - Wikipedia

    en.wikipedia.org/wiki/Debits_and_credits

    A customer's periodic bank statement generally shows transactions from the bank's perspective, with cash deposits characterized as credits (liabilities) and withdrawals as debits (reductions in liabilities) in depositor's accounts. In the company's books the exact opposite entries should be recorded to account for the same cash.

  5. Cheque clearing - Wikipedia

    en.wikipedia.org/wiki/Cheque_clearing

    Cheque clearing (or check clearing in American English) or bank clearance is the process of moving cash (or its equivalent) from the bank on which a cheque is drawn to the bank in which it was deposited, usually accompanied by the movement of the cheque to the paying bank, either in the traditional physical paper form or digitally under a cheque truncation system.

  6. Loyalty program - Wikipedia

    en.wikipedia.org/wiki/Loyalty_program

    The "cash back" is rarely actually cash money, but rather takes the form of a transfer of the "cashback" amount to the customer's bank account. Examples in the U.S. include Rakuten Rewards, a coalition reward program, and many banks that give their clients cash back for using their debit cards to pay for various products and services. Channels

  7. PayPal - Wikipedia

    en.wikipedia.org/wiki/PayPal

    PayPal Holdings, Inc. Headquarters in San Jose, California Company type Public Traded as Nasdaq: PYPL Nasdaq-100 component S&P 100 component S&P 500 component Industry Financial technology Predecessors Confinity X.com Founded December 1998 ; 25 years ago (1998-12) (as Confinity) October 1999 ; 24 years ago (1999-10) (as X.com) March 2000 ; 24 years ago (2000-03) (as PayPal) Founders Ken Howery ...

  8. 6 Reasons Why the Bank Won’t Cash Your Check - AOL

    www.aol.com/6-reasons-why-bank-won-202150098.html

    Here are a few reasons why a bank may not cash your check so you know how to remedy the situation: The check amount is too large. You don’t have an account with the bank. You don’t have proper ...

  9. Discover Financial - Wikipedia

    en.wikipedia.org/wiki/Discover_Financial

    Discover Financial. Discover Financial Services is an American financial services company that owns and operates Discover Bank, an online bank that offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards. It also owns and operates the Discover and Pulse networks, and owns Diners Club International.