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  2. How to get a small business loan without collateral

    www.aol.com/finance/small-business-loan-without...

    Bankrate insight. As of March 2024, for fiscal year 2024, 29.9 percent of 7(a) loans were approved for $50,000 and under. New businesses with under two years of experience made up just 18 percent ...

  3. Types of small business loans offered at banks - AOL

    www.aol.com/finance/types-small-business-loans...

    SBA 7 (a) loan. The most common government-backed small business loan with loan amounts of up to $5 million available. Money can be used for almost any purpose, including working capital, payroll ...

  4. Pros and cons of unsecured business loans - AOL

    www.aol.com/finance/pros-cons-unsecured-business...

    With a secured loan, the lender can take the collateral to recover losses if you fail to make payments. With an unsecured loan, the lender relies more on your creditworthiness and business ...

  5. Gun laws in Florida - Wikipedia

    en.wikipedia.org/wiki/Gun_laws_in_Florida

    As state law on waiting periods and background checks do not apply to sales by non-licensed sellers, the Florida Constitution, Art VIII Sec. 5(b), permits counties to enact ordinances that require a criminal history records check and a 3 to 5-day waiting period for non-licensed sellers when any part of a firearm sale is conducted on property to ...

  6. Floating interest rate - Wikipedia

    en.wikipedia.org/wiki/Floating_interest_rate

    In business and finance, a floating rate loan (or a variable or adjustable rate loan) refers to a loan with a floating interest rate. The total rate paid by the customer varies, or "floats", in relation to some base rate. The term of the loan may be substantially longer than the basis from which the floating rate loan is priced; for example, a ...

  7. How hard is it to get a business loan? - AOL

    www.aol.com/finance/hard-business-loan-135512311...

    The Q4 2023 Small Business Lending Survey found that large banks approved the least amount of business loans, with approval rates at 49 percent. Small banks were significantly more likely to ...

  8. Springback binder - Wikipedia

    en.wikipedia.org/wiki/Springback_binder

    Springback binder. A springback binder is a device for rapid and repeated binding of loose-leaf collections into books. The springback binder resembles the outer parts of a hardcover book, with a spine, a front cover, and a back cover. The spine however includes a steel spring that serves to hold together the inner book as soon as it is inserted.

  9. Pros and cons of short-term business loans - AOL

    www.aol.com/finance/pros-cons-short-term...

    While you find long-term business loans in the millions of dollars, short-term business loans from online lenders with relaxed eligibility may only have loan amounts of less than $100,000.